Personal loans are online loans which generally range from $1,000 to $40,000. These loans are not intended to be solutions to long-term financial issues. Consumers who have credit problems or who are facing debt should seek professional debt and credit counseling. Consumers are encouraged to learn of the risks involved in taking out loans, loan alternatives that may be more suitable to your needs and/or financial situation, and any local and state laws applicable to loans in your state. We strongly encourage you to completely read and review all loan agreements provided to you by your lender. If you accept the terms and conditions for a loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. If you miss a payment or make a late payment, additional fees/charges may apply.
NOT A LENDER NOTICE
The operator of this website is not a lender, does not make offers for loans, and does not broker online loans to lenders or lending partners. This website is not a representative or agent of any lender or lending partner and does not make credit decisions. The operator of this website does not control the amount of fees and/or charges you may be faced with upon your nonpayment, late payment, or partial payment and does not guarantee approval for a loan. Submission of information to this website does not guarantee offers for a loan. These services may not be available in every state, and you are responsible for following your state’s guidelines. The duration of cash transfers depends on the lender or lending partner and your financial institution. Some lenders or lending partners may require the faxing of information. Lenders or lending partners may obtain consumer reports or conduct credit checks through Equifax, Experian, TransUnion, or other alternative providers. Personal loans are not intended as long-term solutions to financial issues. Please contact your lender or lending partner directly with questions or issues regarding your loan.
Residents of certain states may not be eligible for loans and thus may not be eligible to use our site and services. We reserve the right to change the availability of our services at any time without notice. Your ability to obtain a loan, loan amount, APR, and repayment terms depend on your state’s laws, your own personal creditworthiness, and your lender.
The operator of this website does not make loan offers, but pairs consumers with lenders and lending partners. The information you provide on this site will be shared with a lender or lending partner. Submitting a request allows us to refer you to third-party lenders and lending partners, from whom we receive compensation. Please be aware, the lender or lending partner you are paired with may not offer you the best loan terms for your financial situation.
Credit checks may be performed by lenders or lending partners from credit bureaus or other providers of credit information. You are not obligated to use this site and are not obligated to contract with any third-party lender, lending partner, or service provider. By providing your information to this site, you consent to us sharing your information with lenders, lending partners, and marketing partners in our network and for these parties to verify your information and perform credit checks. If you miss a payment or make a late payment, additional fees or charges may apply. This website does not control the amount of fees or charges you may owe for nonpayment, late payment, or partial payment. Ask your lender for more information.
The offers that appear on OpenLoans.com are from companies from which OpenLoans.com receives compensation. This compensation may impact how and where (including the order in which) offers are presented to consumers. OpenLoans.com does not make loan offers but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third-party lenders and lending partners and does not constitute approval for a loan. What you may be presented is not inclusive of all lenders/loan products and not all lenders will be able to make you an offer for a loan.