How to Save Money from Salary

Saving money is easier said than done. However, it can be made easier once you create a clear financial plan. Follow our simplified guide to get started towards a future of financial security.

How to Budget for an Apartment

Although moving into a new apartment is an exciting time, it comes with many expenses. To ensure financial security, we're here to provide you a list of all the necessary costs to consider when moving.

What Is a Loan Contingency?

Buying a home is a major financial undertaking for both the buyer and seller. Often, unforeseen hurdles may deter buyers from moving forward with the sale. In these cases, loan contingency clauses can protect both parties.

What Is Provisional Income?

Provisional income acts as an IRS threshold to determine whether a portion of your Social Security income will be taxed. If you’re looking to save money on taxes or better understand how Social Security taxes work, we’re here to help you.

How To Book a Hotel Without a Credit Card

In this guide, we’re exploring how people can make a hotel reservation without credit card details.

What Is the Difference Between Conventional Loan and VA Loan?

Conventional loans and VA loans are both financial products available to veterans, and each loan comes with its own benefits. Conventional loans typically offer more property options, whereas VA loans afford more down payment and credit flexibility.

Must-Know Things When Living on Your Own for the First Time

Although living on your own for the first time can be difficult, there are some easy-to-implement tips to help alleviate the apprehension.

How Many Loans Can You Have?

While borrowers can possess more than one loan at a time, it is best to evaluate your financial standing and consider the risks.

Top Alternatives to Savings Accounts

Plenty of individuals are turning away from traditional savings accounts and adopting alternative methods. Many are in search of high-yield and fast growth options for their money.

What Are the Ways to Rent an Apartment with Bad Credit?

When determining whether to buy vs. rent, your credit score may be the deciding factor. Although it is still challenging to rent with bad credit, there are several options available.

How Many Savings Accounts Should I Have?

Can you have multiple savings accounts? Is there a benefit in having more than one savings account? There is no legal limit to the number of savings accounts you can have. Many people choose to open more than one for the introductory offers and transfer interest rates.

The Cheapest Way to Send Money Locally and Internationally

On top of traditional methods like cash and check transfers, online platforms also offer relatively quick and efficient money transfers. This article will explore old and new remittance transaction options and determine the cheapest way to send money.

How Much Does Your Credit Score Increase After Paying Off a Car?

Car loans typically have lower interest rates than other types of loans. Very often, people will pay them off early, mistakenly thinking it’ll increase their credit scores. This article will recap what can happen if you pay off your car early, along with its benefits and shortcomings.

How Can You Finance a Car with No Credit?

Many people may require financing to purchase a car. However, it might be a little more challenging to buy a car with no credit history. Despite the difficulty, you may still be able to find a lender and buy a car with no credit.

What is a CPN?

A credit privacy number (CPN) is a nine-digit identifying number. It is offered to the consumer as a Social Security number alternative, to be used when one wants to hide their SSN. CPN companies claim that the number can hide bankruptcies or low credit, but these claims are unfounded and amount to little more than a shady scheme offered in bad faith.

How to Get Overdraft Fees Refunded

It is possible to have your overdraft fees refunded, but you will eventually have to repay the amount you owe.

How Often Should You Pay with Cash?

What are the benefits of paying in cash? Read all about it below.

11 Things to Check When Buying a Used Car

Buying a used car takes just as much research and planning as buying a new car does. Here's what you need to know.

What is the Purpose of Escrow in Finance?

The bigger the loan, the more safety measures the lender puts in place. Escrow is one such precaution. It helps make the process safer for everyone involved. Here’s how.

What is a Cryptocurrency Loan?

Cryptocurrency has become a popular payment method and a potentially successful investment opportunity. Crypto fans are often told to hold their assets, also known as “HODL,” meaning “hold on for dear life,” until they can sell at a higher price.

How Do Hard Money Loans Work?

The term “hard money loan” might sound intimidating or even sinister if you don’t fully understand it. In this guide, we’re exploring hard money loans and when they might be helpful.

What is a Mezzanine Loan? Pros and Cons

Mezzanine loans are somewhere between debt and equity. You aren't technically selling your equity if you get a mezzanine loan, but it is a way to borrow against the equity in a business.

The Impact of Homelessness on Health

Homelessness poorly affects both the physical and mental health of a person. It can cause infection and illnesses and worsen existing conditions.

15 Budgeting Tips for Families

Here are some practical budgeting tips for families, which are easy to implement. Learn how to manage your family’s finances with the OpenLoans.
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