What is a Cryptocurrency Loan?

Cryptocurrency has become a popular payment method and a potentially successful investment opportunity. Crypto fans are often told to hold their assets, also known as “HODL,” meaning “hold on for dear life,” until they can sell at a higher price.

How Do Hard Money Loans Work?

The term “hard money loan” might sound intimidating or even sinister if you don’t fully understand it. In this guide, we’re exploring hard money loans and when they might be helpful.

What is a Mezzanine Loan? Pros and Cons

Mezzanine loans are somewhere between debt and equity. You aren't technically selling your equity if you get a mezzanine loan, but it is a way to borrow against the equity in a business.

The Impact of Homelessness on Health

Homelessness poorly affects both the physical and mental health of a person. It can cause infection and illnesses and worsen existing conditions.

15 Budgeting Tips for Families

Here are some practical budgeting tips for families, which are easy to implement. Learn how to manage your family’s finances with the OpenLoans.

How is Passive Income Taxed?

Learn how passive income is taxed and the ways you can make passive income.

Summer Jobs for Teachers

While school is out, teachers may not have the income they need to provide for their family. Here are some summer jobs that will help pay off the bills and keep you busy until the new school year.

Operating Cash Flow - Formula, Definition, Examples

Any small business owner needs to monitor cash flow to ensure there is enough to cover all outgoings. For many businesses, cash flow can be disrupted by clients being slow to pay their invoices, seasonality, and other factors that might hit your bottom line.

How Does Child Support Work if the Custodial Parent Has No Job?

In this article, we're answering your question on "how does child support work if the custodial parent has no job?"

How to Save Money on Taxes?

When tax season comes around, how do you save money on your tax bills? Here, we will break down some tax strategies and tools you can implement so you can put more money away and give less to the IRS.

Everything You Need to Know About Major Health Insurance

Living without health insurance is a risky life choice. You cannot be sure what will happen in the next year, five years, or even tomorrow. Here's what you need to know about health insurance.

Invest in Education | 529 Plan

Putting money aside for education or your child's education can seem like something that you don't have to worry about until a long time in the future. In reality, it's never too early to start a child education plan and put money aside for when the time comes to go to college.

Signs You Didn't Get The Job After the Interview

After a job interview, you probably won't hear whether or not you have been successful straight away. Instead, you might be left to speculate. In this guide, we're looking at some of the signs that indicate you didn't get the job and signs that you did. We will also look at tips for maximizing your salary so that you are happy in your new role. There's no reason your financial wellness should take a hit.

High-Income Skills to Learn in the 2020s

High-income skills to learn in the 2020s to make money: photography, web/software development, coaching, video editing, and more at OpenLoans' blog.

Benefits for Veterans

It is only right that Veterans are looked after both while serving their country and in their retirement. In this guide, we look at many of the benefits for Veterans.

Top Business Ideas for Stay-at-Home Parents

A home business is an excellent way to earn extra money. At OpenLoans’ blog, you can find a list of the most profitable business ideas for stay-at-home parents.

5 C's of Credit - What Are Lenders Looking For?

Do you want to know what lenders are looking for? You should know the 5 C's of credit and how to master them. Visit OpenLoans' blog for more information.

Bank vs. Credit Unions: What Is the Difference?

Both banks and credit unions are institutions where you can save your Money. Discover differences between them to make the right decision at OpenLoans' blog.

How Can You Refinance a Car Loan?

Is an auto refinancing loan the right option for you? Learn how to refinance a car loan to save money even with bad credit at OpenLoans’ blog.

What is a Loan Guarantor? Ultimate FAQ

What is a guarantor on a loan? You may have been looking for lending and seen offers that rely on a loan guarantor.

What is an Income Share Agreement?

An income share agreement is an alternative type of funding and financing. The colleges that participate in this rely on getting a percentage of your future salary, and this way, they can make money back from their students in the future.

Ways to Save Money on a Tight Budget

Everyone should try their best to save some money for the future. Whether it is to prepare for retirement, or to have some cash ready for a rainy day, it is important to find ways to save money on a tight budget.

What to Do When You Are Drowning in Debt?

Debt can be one of the most significant psychological strains in an adult’s life. If you have found yourself drowning in debt after a difficult period, then you can quickly start to feel like there is no way out of it. Debts pile up and continue to grow if they are not dealt with, so what can you do about this stress?

What is Financial Wellness?

According to the U.S. Financial Health Pulse 2019 Trends Report, only 29% of Americans consider themselves financially healthy. This means that the vast majority of Americans aren't prepared for a recession or for any financial crisis that will come their way. This also means that most Americans lack the foundation in which to build a healthy, happy, successful life.

How to Become a Loan Officer

The financial world isn't easy to navigate. For many Americans, it's downright daunting. Fortunately, some professionals can guide individuals towards their dreams of financial wellness and stability.
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