7 Reasons You Might Need a Short-Term Personal Loan

For the cash-strapped, the only way to move forward quickly is to get a loan. Yes, saving money is still the best option as this does not put you into debt. But not everyone has the time to wait.

How to Find Options for RV Financing

Going on an adventure in the open road is one of life's best adventures. You get to see the beauty of the country with your family (or friends), learn more about our history, and make unforgettable memories.

How Personal Loans' Interest Rates Vary

Personal loans are one of the most popular types of debt consumers take on. You can use it to consolidate debt, fund home repairs, pay for medical expenses, and any other unexpected costs for which you need ready cash.

How Pensioners Can Qualify for Personal Loans

There was a time when retirement meant getting to enjoy a life of leisure. There was no need to stress about anything because your pension would cover all your main expenses, including hobbies, utilities, and food. Life was good. Unfortunately, times have changed.

How to Find Personal Loan for Maternity Leave

A new baby in the family is a source of joy. Unfortunately, the fact that most companies in the U.S. don't offer paid maternity leave can take away some of that happiness.

How to Finance Your Moving Expenses with Personal Loans

Moving can be an extremely stressful and exhausting experience. It also can be quite costly. According to the American Moving and Storage Association, the average cost of a local household move is $1,250.

How to Avoid Personal Loan Scams

Personal loans are an incredibly helpful financial tool when used appropriately. It can help you consolidate debt, especially if you have high-interest credit card debt. It can also help you find cash for any financial emergency.

Personal loan VS Line of Credit

Ideally, one should have an emergency fund or at least some savings for when financial emergencies pop up. But it really isn’t always possible. The reality is, most people do not have the funds to cover unexpected costs which means borrowing money.

Are You Looking for a Loan with No Credit Check?

Getting approved for a loan with poor credit seems like a shot in the dark for a lot of us. And when it's an emergency such as an unexpected medical situation or car repair, you may find yourself looking for no credit check loans since they may seem like your only option to get the financing you need.

Are You Eligible for Loan Forgiveness?

We've all heard that the value of education is priceless. But the whopping $1.56 trillion in student debt carried by about 45 million Americans is a bit much. Obviously, something must be done.

Loan Prepayment Penalty: What It is and How to Avoid

Paying your loan off early should be a good thing. You're actually financially responsible because you're getting rid of debt.

How a Personal Loan Affects Your Credit Score

Your credit score helps provide a financial picture to lenders on your creditworthiness which basically means how likely you are to repay a debt. Obviously, it's important to maintain a good credit score if you want to access credit.

How to Use a Personal Loan to Save Money

There are plenty of financing options available to the average consumer such as credit cards, auto loans, and home loans. But out of all of these, there's one that does more than just get you money that you need. It can help you save money, too. The type of loan we're talking about is personal loans.

Saving for Retirement: 5 Steps to Invest in Yourself

When you’re young, saving for retirement isn’t something that crosses your mind. After all, you only live once. Your priority is to experience life as much as you can.

How to Pay for Emergency Dental Care Without Insurance

Toothaches can be more “tooth” than “ache.” They are unlike any pain imaginable. And they disrupt your life like no other.

College Expenses That Are Tax Deductible for Parents

College is incredibly expensive. So, unless you have extremely an extremely wealthy benefactor willing to foot the bill, your child got a full-ride scholarship, or you just won the lotto, then it's going to be quite a financial challenge that can make any grown man cry. Fortunately, there are some things that can help you pay for your child’s education – tax deductions and credits.

6 Things to Know Before Taking Out a Personal Loan

Life is full of the unexpected. Unfortunately, the unexpected can be expensive. If you're in sudden need of a large amount of cash, then you're going to need to get a personal loan.

Filing Taxes for Free: Guidelines for Taxpayers

Yes, it's that time of the year again – tax preparation time. And we all know filing and paying taxes can be a pain.

What is the Minimum Credit Score to Get a Personal Loan?

A personal loan can help you pay for virtually anything, from home repair to a medical emergency. You can even get one to fund your next vacation (though that is generally not recommended by financial experts).

What is the Difference Between a Personal Loan and an Overdraft?

Life is full of surprises. Unfortunately, some of those surprises come with costs that we are unable to cover with our current cash on hand.

Discover Personal Loans for Non-US Citizens

There are a lot of things you can’t do if you’re a non-US citizen. You can’t vote, run for office, get a US passport, or get a Federal job. But what about personal loans? Is it possible to qualify for one if you are not a citizen of the United States?

Joint Personal Loans: How Do They Work?

Extra expenses often require extra money. Whether you're buying a new home, improving the one you've got, paying for medical emergencies, or even credit card debt, a personal loan is often the ideal option for a much-needed influx of cash.

Personal Loans for Bankrupts: Are You Still Eligible?

If you've just declared bankruptcy, things might be looking a bit dim right now, especially when it comes to your finances.

Can You Get a Personal Loan with a Cosigner?

Personal loans, if you aren’t yet aware, are unsecured loans. That means you don’t need to put up any collateral. Instead, you become qualified for a loan based on your credit history, income, and debt-to-income ratio.

7 Options to Consider for Plastic Surgery Financing

A lot of the most expensive things in life come with financing options - a mortgage for a house, student loans for college, an auto loan for a new car, etc.
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