OpenLoans Marketing Manager

Lidia Staron

Lidia D. Staron is a passionate, creative writer and marketing manager at OpenLoans.com. As a financial advisor and financial planner, she knows that life is full of major events and crossroads. She enjoys helping people navigate through important financial decisions while avoiding common mistakes.

How Personal Loans' Interest Rates Vary

Personal loans are one of the most popular types of debt consumers take on. You can use it to consolidate debt, fund home repairs, pay for medical expenses, and any other unexpected costs for which you need ready cash.

How Pensioners Can Qualify for Personal Loans

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There was a time when retirement meant getting to enjoy a life of leisure. There was no need to stress about anything because your pension would cover all your main expenses, including hobbies, utilities, and food. Life was good. Unfortunately, times have changed.

How to Find Personal Loan for Maternity Leave

A new baby in the family is a source of joy. Unfortunately, the fact that most companies in the U.S. don't offer paid maternity leave can take away some of that happiness.

How to Finance Your Moving Expenses with Personal Loans

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Moving can be an extremely stressful and exhausting experience. It also can be quite costly. According to the American Moving and Storage Association, the average cost of a local household move is $1,250.

How to Avoid Personal Loan Scams

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Personal loans are an incredibly helpful financial tool when used appropriately. It can help you consolidate debt, especially if you have high-interest credit card debt. It can also help you find cash for any financial emergency.

Personal loan Vs. Line of Credit

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Ideally, one should have an emergency fund or at least some savings for when financial emergencies pop up. But it really isn’t always possible. The reality is, most people do not have the funds to cover unexpected costs which means borrowing money.

Are You Looking for a Loan with No Credit Check?

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Getting approved for a loan with poor credit seems like a shot in the dark for a lot of us. And when it's an emergency such as an unexpected medical situation or car repair, you may find yourself looking for no credit check loans since they may seem like your only option to get the financing you need.

Are You Eligible for Loan Forgiveness?

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We've all heard that the value of education is priceless. But the whopping $1.56 trillion in student debt carried by about 45 million Americans is a bit much. Obviously, something must be done.

Loan Prepayment Penalty: What It is and How to Avoid

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Paying your loan off early should be a good thing. You're actually financially responsible because you're getting rid of debt.

How a Personal Loan Affects Your Credit Score

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Your credit score helps provide a financial picture to lenders on your creditworthiness which basically means how likely you are to repay a debt. Obviously, it's important to maintain a good credit score if you want to access credit.

How to Use a Personal Loan to Save Money

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There are plenty of financing options available to the average consumer such as credit cards, auto loans, and home loans. But out of all of these, there's one that does more than just get you money that you need. It can help you save money, too. The type of loan we're talking about is personal loans.

Saving for Retirement: 5 Steps to Invest in Yourself

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When you’re young, saving for retirement isn’t something that crosses your mind. After all, you only live once. Your priority is to experience life as much as you can.

How to Pay for Emergency Dental Care Without Insurance

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Toothaches can be more “tooth” than “ache.” They are unlike any pain imaginable. And they disrupt your life like no other.

College Expenses That Are Tax Deductible for Parents

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College is incredibly expensive. So, unless you have extremely an extremely wealthy benefactor willing to foot the bill, your child got a full-ride scholarship, or you just won the lotto, then it's going to be quite a financial challenge that can make any grown man cry. Fortunately, there are some things that can help you pay for your child’s education – tax deductions and credits.

6 Things to Know Before Taking Out a Personal Loan

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Life is full of the unexpected. Unfortunately, the unexpected can be expensive. If you're in sudden need of a large amount of cash, then you're going to need to get a personal loan.

Filing Taxes for Free: Guidelines for Taxpayers

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Yes, it's that time of the year again – tax preparation time. And we all know filing and paying taxes can be a pain.

What is the Minimum Credit Score to Get a Personal Loan?

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A personal loan can help you pay for virtually anything, from home repair to a medical emergency. You can even get one to fund your next vacation (though that is generally not recommended by financial experts).

What is the Difference Between a Personal Loan and an Overdraft?

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Life is full of surprises. Unfortunately, some of those surprises come with costs that we are unable to cover with our current cash on hand.

Discover Personal Loans for Non-US Citizens

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There are a lot of things you can’t do if you’re a non-US citizen. You can’t vote, run for office, get a US passport, or get a Federal job. But what about personal loans? Is it possible to qualify for one if you are not a citizen of the United States?

Joint Personal Loans: How Do They Work?

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Extra expenses often require extra money. Whether you're buying a new home, improving the one you've got, paying for medical emergencies, or even credit card debt, a personal loan is often the ideal option for a much-needed influx of cash.

Personal Loans for Bankrupts: Are You Still Eligible?

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If you've just declared bankruptcy, things might be looking a bit dim right now, especially when it comes to your finances. Not only will it greatly affect your credit score, but it's also going to stay in your credit report for at least 7 years.

Can You Get a Personal Loan with a Cosigner?

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Personal loans, if you aren’t yet aware, are unsecured loans. That means you don’t need to put up any collateral. Instead, you become qualified for a loan based on your credit history, income, and debt-to-income ratio.

7 Options to Consider for Plastic Surgery Financing

A lot of the most expensive things in life come with financing options - a mortgage for a house, student loans for college, an auto loan for a new car, etc.

How to Manage Spousal Support and Alimony Payments

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Divorce isn't easy. You sever relationships both familial and a financial. You may be required to pay alimony, which is also called "maintenance" or "spousal support."

The Importance Of an Emergency Fund

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If you’re living paycheck-to-paycheck, setting aside an emergency fund may seem incomprehensible. You’re already struggling to make ends meet. Creating an emergency fund may only add to your financial burden.

Emergency Financial Assistance for Single Mothers

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If you are a single mom, we'd like to applaud you for your courage, strength, and commitment to be the sole provider for your kids.

How to open college savings plans

There's no question that college is expensive. And there's no indication that the cost is going to go down anytime in the future. If you want to be able to pay for college (whether for your own or your kid’s education), you'll need to start saving money right off the bat.

How to Get Out of Paying Late Rent Fees

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Running late on the rent? Just like with any bill, you're probably going to be charged a late fee. Most landlords do so even if it’s just a few days after the due date.

How to Make Money in College

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If there's one undeniable fact about life, it's that college is expensive. Even with a scholarship to partially or fully pay for your tuition, you'll still need money for books, gas money, food, and housing.

How to deal with debt collectors

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It's one of those calls that everyone dreads receiving – a debt collector calling to ask you about an unpaid bill or loan. Ignoring their calls and letters won’t make your debt go away.

Financial Assistance for Senior Care

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As one gets older, many things in life become more of a financial concern. This becomes especially difficult when you're living on a fixed income. If you don't have a sufficient amount of money tucked away or have not prepared in any way for senior living, paying for medication, assisted living, and other forms of senior care can become quite a struggle. The stress of it all can be quite taxing for an aging individual.

How to Get Loans for People on Disability

Those who suffer from debilitating afflictions sometimes struggle to meet life’s many expenses. Fortunately, there are loan options designed to help people on disability.

How to Find Unclaimed Money

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One of life's most pleasant surprises is finding money that you never knew you had. Unclaimed funds are money that has been turned over to the government because the owner cannot be located.

How to Fix Errors on Your Credit Report

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We all know how important our credit score is. After all, it helps lenders decide whether or not to give you a loan or a credit card. Lenders also use it to determine the terms and conditions of your loan. Potential employers, landlords, and insurers may also use your credit report to evaluate your application.

Budget Tips to Save Money This Halloween

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Halloween is just around the corner, and your expenses are about to start piling up. While it’s not going to be as costly as the December holidays, you’ll still feel the pinch it makes on your wallet. It isn’t a billion-dollar industry for nothing.

Financial Literacy: Teaching kids about money

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Teaching your kids how to manage money properly is one of the most important things you'll ever do in this life.

How to Pay Your Business Taxes If You Have No Funds

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Being your own boss comes with a lot of freedom. After all, there's no one there to tell you what to do except you. However, that much freedom comes with a lot of responsibility. The taxes you took for granted when you were gainfully employed are now something you need to take care of on your own.

How to find and apply for a scholarship. Scholarship Scams

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Student loans are a fact of life in America. Over 44 million individuals owe a total of $1.52 trillion just for student loans. Here’s another fun fact: the cost of tuition is going to keep rising.

Unexpected Car Repair: How to Pay if You Don't Have Emergency Funding

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What's the worst that could happen? Well, in this game we call life, the answer to that is "there's always something." One of those unexpected and unfortunate events is your car breaking down. Just when you need it the most and right at the time when you don't have money to spare to pay for its repair. According to AAA, the average cost of a car repair ranges from $500 to $600.

How to Pay for Emergency Pet Surgery

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When it comes to our pets, there's absolutely nothing we wouldn't do. After all, they're part of our family. Unfortunately, bad things happen. We might not want to think about it, but there may come a time when your beloved pet is going to need emergency vet services. It could be something as random as Max swallowing something he shouldn't have. Or, it could be that your precious kitty is having difficulty giving birth, necessitating an emergency C-section. Whatever the case may be, an animal emergency that includes surgery is something that's going to cost you a huge chunk of change.

6 Tips to Cover the Costs of Emergency Home Repairs

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Owning a house is something most of us dream of. And why wouldn't we? Having a place that only YOU can call home – your personal sanctuary – is just about the best thing that you can ever buy for yourself. But this incredibly valuable asset comes with certain responsibilities and risks. Everything in your home will eventually break down. That's just a fact.
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Advertiser Disclosure

The offers that appear on OpenLoans.com are from companies from which OpenLoans.com receives compensation. OpenLoans.com does not make loan offers, but instead pairs potential borrowers with lenders and lending partners. We are not a lender, do not make credit decisions, broker loans, or make short-term cash loans. We also do not charge fees to potential borrowers for our services and do not represent or endorse any particular participating lender or lending partner, service, or product. Submitting a request allows us to refer you to third party lenders and lending partners and does not constitute approval for a loan.